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Health Insurance – What Is Hepatitis?

Health Insurance – What Is Hepatitis?
Health Insurance - What Is Hepatitis?

Hepatitis is a disease characterized by the liver being inflamed or swollen. It can cause permanent damage to a person’s liver tissue. Common types of hepatitis are A, B and hepatitis C. Both B and C can lead to permanent liver damage and even death. Viral hepatitis can be food-borne (spread through contaminated food or water), which does not lead to chronic liver problems, or blood-borne which can eventually lead to lethal consequences. Once diagnosed as having Hepatitis C, an individual will be infected for life. They will also be contagious for their lifetime and will have the ability to transmit this disease to others.

There are certain things a person can use to determine if they are at risk for Hepatitis C. If they have had a blood transfusion, used intravenous drugs, or have had a tattoo or body piercing they could be at risk. Anyone who is exposed to blood of an infected person, such as emergency workers, professionals in healthcare, and military personnel, is at risk of being infected themselves. Mother’s, if infected, can pass hepatitis to their child during birth, and it can also be transmitted through unprotected sex. People should take all precautions to protect themselves.

When looking for health insurance, a lot of companies require a person to go through a screening process to prove they are healthy enough for coverage. Once a person goes through the screening process it is up to the insurance company whether or not they will sell the individual the insurance plan. If a person has been diagnosed with Hepatitis C before hand, it is not likely they will qualify for coverage. It would be wise to look for an insurance company that does not require the screening process before coverage begins. If a person develops Hepatitis and already have health insurance they should talk to their provider to find out how more.

There are certain individuals that pose a higher risk to get Hepatitis C than others, but anyone can get it. There are many things you can do to protect yourself. If a person uses intravenous drugs they should never share needles. Shy away from unprotected sex. Never borrow another person’s toothbrush, razor, or any item that could contain blood. When getting tattoos and piercings make sure the tools are sterile. If a person happens to be infected, they should never donate blood in order to protect others.

If you need assistance in locating particular coverages at a pre-determined price, we can help save on health insurance.… Read More

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Ways To Prevent Your Disability Claim From Being Denied
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Ways To Prevent Your Disability Claim From Being Denied

Ways To Prevent Your Disability Claim From Being Denied

Injuries resulting from employment can cause disabilities severe enough to prevent return to work. When one has responsibility toward family, in addition having regular living expenses and being in debt, the inability to make a living can be very stressful. If it happened to you, could you survive financially? Would you try to work it out and take a chance on filing for disability benefits on your own? Or would you explore options for hiring someone to help prevent your disability claim from being denied?

Paralegal services are an option for obtaining guidance and support while enduring the disability claims process. These professionals specialize in disability cases, and have learned about the complexities involved in proving disabling conditions. They are able to assist individuals in preparing and presenting their information accurately, while preventing common mistakes made by people who don’t understand the process.

Many of the applications for disability benefits are turned down by examiners. A minimum of half are returned as incomplete, unacceptable, or not deserving of assistance. The likelihood of winning a case is greater when you have a person available who understands all the ins and outs of regulations regarding disability laws.

A disability benefits paralegal will ensure that your application is submitted as soon as you are unable to carry out your work. It is not a good idea to put off filing the forms, because the process can be very lengthy and complicated.

Professional disability assistance providers are familiar with the process of communication with medical staff regarding claims. Obtaining complete and accurate records in a timely fashion can cut out weeks of waiting for decisions about eligibility for assistance. Most people only submit the application forms. Once the examiner receives the application, a request for medical forms is sent out to the claimant. Sending the medical records with the application logically expedites the process.

Paralegals are usually able to inform or influence doctors about providing reports that help to win disability cases. In order for an examiner to conclude that a claimant should receive benefits, the medical records have to specify the disabling condition(s), how work ability is impaired, and the duration of the problem.

As stated above, many applications are denied. Even when all requested information has been provided, a high percentage of forms are returned or presented with an appeal process. That situation makes it virtually imperative to retain the services of a professional representative.

There is a much higher percentage of cases won by applicants who have professional advocates. Disability appeals are presided over by judges who specialize in administrative law. Paralegal case presentations are more likely to be regarded as worthy of benefit awards than those put together by individuals with no knowledge of the system and the disability regulations.

One quality that contributes to the credibility of paralegal service providers is objectivity. The professional is able to present factual, documented data about the actual impairment and resulting inability to work, whereas the person with the disability is more likely … Read More

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